






A result of the American Recovery and Reinvestment Act of 2009 (ARRA) signed into law on February 17, 2009
States Change from Mortgage to Deed of TrustRecently both Arkansas and New Mexico have changed to a Deed of Trust. Please be sure to contact your settlement agents with regards to the Trustee information.
HECM for Home Purchase program - click herePlease note that this will be available from Bay Docs January 1, 2009

Monday, May 25Memorial Day
Friday, July 3Independence Day
Monday, September 7 Labor Day
Monday, October 12 Columbus Day
Thursday, November 26 Thanksgiving Day
Friday, November 27 Thanksgiving Day-After
Friday, December 25 Christmas Day